Rates & Fees

Quick.Loans’s service is free to use. The rates, fees and repayment terms of any loan are set by the lender.

Review the full cost

Before accepting an offer, review its annual percentage rate (APR), finance charge, amount financed, total repayment, payment amounts and due dates. The APR includes interest and certain fees, making it useful when comparing borrowing costs.

Rates and terms vary by lender, product and your circumstances. The lender’s offer provides the figures that apply to your loan. You do not have to accept an offer.

Late payments

Read the late-payment terms in your agreement. Charges and other consequences depend on the lender, the agreement and applicable law. Contact your lender promptly if you expect to miss a payment.

Non-payment

Missing payments can lead to additional charges, collection activity and an effect on your credit, depending on your agreement and how the lender reports payments.

Renewals and extensions

Availability of an extension or renewal depends on the lender and applicable law. Additional interest or fees may increase the total cost. Ask your lender for the cost and revised payment schedule before agreeing.